A report published recently by IC3 (Internet Crime Complaint Center), provides a lot of insightful tips to those who often engage in Internet commerce. The study was carried out in cooperation with the FBI, the National White Collar Crime Center, and the Bureau of Justice Assistance.
The study is extremely useful, as modern life is a path that will inevitably intersect with the Internet, whether we want it or not. The web helps us - consumers, do things faster and easier; the problem is that fraudsters get the same benefits. As a result, if you fall for an Internet scam, the damage can be of a greater magnitude, and it can be inflicted upon you so quickly that you won't even notice it happened. Here are some numbers that put things in perspective:

It is highly recommended that you look through it and study the charts, and the recommendations section, which explains how to deal with such cases, as well as prevent them from happening. The remaining part of this article focuses on the issue of identity theft, which sadly was not given enough attention in the survey.
It is interesting that the study concludes that identity theft is one of the smaller troubles, as shown in the chart below.

Such a state of things is quite strange, because another study (the Computer Security Institute survey for 2007) found identity theft a much more serious problem. Could it be so that the victims of identity theft are not yet aware of their status?
Another possible explanation is that the scope of the IC3 report is simply different, it focuses on issues that occur after a transaction is complete (i.e. it is assumed that everything was ok before the final click in the process), while the truth is that identity theft has much more serious consequences. There is no need to use fake cheques, there is no need to engage in a long conversation with a "Nigerian scammer", nor there is a need to get involved in auction bidding. With your data in their pocket, a fraudster can do anything in a clean way - the sellers will not suspect that something is wrong, because from their point of view, they are dealing with an honest person, and everything is legal.
Identity theft occurs when someone else uses your personally identifying information without your knowledge or permission, to obtain credit cards, loans and mortgages, buy various products on your behalf, leaving you responsible for the consequences.
To minimize the risk of identity theft, you have to make sure that all the ways in which an identity can be stolen (attack vectors) are taken care of.
Conclusions
It is not known to the wide public, but the truth is that for quite some time a version of Private Disk Light for Windows Vista, as well as for 64-bit versions of Windows XP has been available.
It can be downloaded: http://files.dekart.com/beta/PrvDiskLight-Vista.exe
It is unofficially called Private Disk Light 1.23, and here are the changes:
I am on Private Disk v 2.09. I close my files and every time I try to disconnect a drive letter I get the message:
There are files currently opened on disk Z:\
I feel that my data is not closing correctly. My question is how do I find out what file(s) are still open and how do I close them?
Quite often a volume can be used by a service, or another process that is running in the background - which makes it difficult to detect. In such cases, the best approach is to use a tool that monitors all the file activity that goes on in the system, and examine the list of processes that interfere with files located on the specific volume.
One such tool is Process Monitor; among many things, it can show which programs are working with data on a specific volume.
All you have to do is close these programs, and try to dismount the volume again.
If you see an unknown program accessing the volume, and you don't know how to close it (or you are not sure whether "killing the process" will have any serious consequences or not), look up the name of the program in a search engine and that will give you enough details to make a correct decision.
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